Money v Paper


“If the actual facts fail to show ownership of the debt, then paper instruments indicating transfer of a mortgage (or a note) are just that: paper. If what is written on paper conflicts with the facts then the actual facts take precedence. In no case that I have reviewed (among thousands) has there ever been any proof of payment for transfer of a mortgage or deed of trust. If you demand it in discovery your adversary will fight to the death to prevent you from learning what really happened.”

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